Broad Equipment Options
- Finance new or pre-owned equipment
- Up to $2,000,000 for equipment that's critical to your business
Equipment We Help Businesses Finance
We work with businesses across construction, transportation, manufacturing, and more to finance the equipment that keeps operations running.
Heavy Machinery
Construction
Excavators, skid steers, and other heavy equipment for general, commercial, or civil construction projects.
Commercial Vehicles
Transportation
Trucks, trailers, and fleet vehicles for trucking, delivery, and logistics businesses.
Production Equipment
Manufacturing
Industrial and fabrication machinery to expand capacity or replace aging equipment.
Finance Your Equipment in Three Simple Steps
1
Complete Online Application
Apply in minutes and share your equipment quote along with basic business details.
2
Get an Approval in As Little As 24 Hours
Your dedicated Funding Advisor calls to confirm terms, down payment, and payment schedule.
3
Put Your Equipment to Work
E-sign your documents and we fund the purchase — often the same or next business day.
Why Express Capital Funding
Trusted Partner
Over $250M funded to more than 5,000 small businesses nationwide.
Simple Process
No-cost, no-obligation application with minimal paperwork.
A Dedicated Advisor
One point of contact who knows your file and your industry.
Competitive Terms
Equipment-secured financing often means better rates and terms.
Transparent Terms
Clear pricing with no hidden fees, explained before you sign.
We Know Your Industry
12+ years funding construction, transportation, retail, and more.
Customer Reviews
"A+ service from start to finish. Fair terms, quick funding, and a team that actually cares about your success."
Amanda Williams
"Best decision for our business growth. Quick approval and funds deposited same day. Highly recommend!"
Robert Chen
Frequently Asked Questions
What is equipment financing?
Equipment financing works much like an auto loan — you make payments over time toward a specific piece of equipment, and once the term is paid off, you own it outright. It's different from leasing, where you're renting the equipment with an option to buy, renew, or return it at the end of the term.
How does equipment financing work?
You provide a quote for the equipment you want to finance, and Express Capital Funding provides funds to purchase it. You then make regular payments covering the equipment cost plus interest until the term ends.
Can I finance used equipment?
Yes. Equipment financing through Express Capital Funding covers both new and pre-owned equipment, so you're not limited to buying brand new.
How long can I finance equipment for?
Terms generally range from 1 to 5 years, depending on the type of equipment, its expected useful life, and the total amount financed.
Do I need a down payment?
Not always. Depending on your credit profile and the equipment being financed, no down-payment options may be available, though a down payment can sometimes lower your monthly payment.
Is there a tax benefit to financing equipment?
Section 179 of the tax code may allow you to deduct the full purchase price of qualifying equipment in the year it's placed in service, even if it's financed. Speak with your tax advisor about how this applies to your business.
Ready to Upgrade Your Equipment?
Count on Express Capital Funding as your trusted partner in financing. We're committed to helping your business get the equipment it needs to grow.
Apply Now